Most of the late bill payments are not caused by limited budget but because one forgets the bill schedule. For a freelancer who has a couple of other stuff to think of, paying bills may be left behind. Bills already passed due can cause a terrible financial chaos. It indicates—as well as results to—poor money

Five dilemmas from the money moral maze A poll running on the Guardian website suggests that eight out of 10 people have paid in cash for services such as a plumber. Morally repugnant, or understandable when the rich routinely dodge their taxes? Here are five other money moral dilemmas to consider   You get too much change